Jio Financial Services
Market cap ₹1.49 L Cr
- P/E
- 70.06
- Day range
- ₹225.60 – ₹231.80
- 52-week range
- ₹223.30 – ₹321.60
- Volume
- 1.32 Cr
- Open
- ₹230.50
- Prev close
- ₹229.90
Key metrics
- P/E (TTM)
- 71.3
- EPS (TTM)
- ₹3.22
- ROE (FY26)
- 1.2%
- ROCE (latest year)
- 2%
- Dividend yield
- 0.26%
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
Bars in ₹ crore (a loss shows red); line is operating margin
- Revenue
- Net profit
- Operating margin
Who owns the company
Shareholding as of Jun 2026
- Promoter
- Public
- DII
- FII
- Government
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); line is debt-to-equity
- Equity
- Debt
- Debt / equity
Financial statements
| Line item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 608 | 414 | 418 | 418 | 694 | 438 | 493 | 612 | 981 | 901 | 1,019 | 2,004 |
| Expenses | 66 | 94 | 98 | 74 | 140 | 125 | 155 | 156 | 293 | 346 | 414 | 607 |
| Operating Profit | 542 | 320 | 320 | 344 | 553 | 313 | 338 | 457 | 688 | 555 | 605 | 1,397 |
| OPM % | 89% | 77% | 77% | 82% | 80% | 71% | 69% | 75% | 70% | 62% | 59% | 70% |
| Other Income | 218 | 67 | 78 | 62 | 226 | 70 | 71 | 67 | 238 | 36 | 40 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 99 | 136 | 212 | 298 | 418 |
| Depreciation | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 8 | 8 | 8 | 9 |
| Profit before tax | 754 | 381 | 393 | 400 | 773 | 377 | 396 | 419 | 783 | 371 | 339 | 970 |
| Tax % | 11% | 23% | 21% | 22% | 11% | 22% | 20% | 23% | 11% | 28% | 20% | 14% |
| Net Profit | 668 | 294 | 311 | 313 | 689 | 295 | 316 | 325 | 695 | 269 | 272 | 830 |
| EPS in Rs | ₹1.05 | ₹0.46 | ₹0.49 | ₹0.49 | ₹1.08 | ₹0.46 | ₹0.50 | ₹0.51 | ₹1.09 | ₹0.42 | ₹0.43 | ₹1.26 |
From company filings, updated 15 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.
Working-capital cycle
-107 days since Mar 2023
-107 days since Mar 2023
-3756 days since Mar 2023
Strengths, risks & growth
JFSL was originally incorporated as Reliance Strategic Investments Private Limited in July, 1999 under the Companies Act 1956. Jio Financial Services Limited was incorporated in July, 23. JFSL is a NBFC-ND-SI registered with RBI. The company is a holding company and will operate its financial services business through its consumer-facing subsidiaries namely Jio Finance Limited (JFL), Jio Insurance Broking Limited (JIBL), and Jio Payment Solutions Limited (JPSL) and joint venture namely Jio Payments Bank Limited (JPBL). [1]
Strengths
- Stock is trading at 1.09 times its book value
- Company is expected to give good quarter
- Promoter holding has increased by 2.01% over last quarter.
Risks
- Company has a low return on equity of 1.23% over last 3 years.
Compounded Sales Growth
- 10 Years
- —
- 5 Years
- —
- 3 Years
- +328%
- TTM
- +119%
Compounded Profit Growth
- 10 Years
- —
- 5 Years
- —
- 3 Years
- +293%
- TTM
- +29%
Stock Price CAGR
- 10 Years
- —
- 5 Years
- —
- 3 Years
- -1%
- 1 Year
- -27%
Return on Equity
- 10 Years
- —
- 5 Years
- —
- 3 Years
- +1%
- Last Year
- +1%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 47.12% | 47.12% | 47.12% | 49.13% | +2.01 pp |
| FII | 11.85% | 11.55% | 12.31% | 11.27% | -1.04 pp |
| DII | 14.78% | 15.36% | 14.26% | 13.27% | -0.99 pp |
| Government | 0.18% | 0.18% | 0.18% | 0.18% | 0.00 pp |
| Public | 26.07% | 25.77% | 26.11% | 26.15% | +0.04 pp |
Filed with NSE for Jun 2026: promoters 49.13%, public 50.87% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 4.95% (-0.39 pp)- Promoters49.1%
- Foreign institutions11.3%
- Mutual funds5.0%
- Insurance7.5%
- Other domestic institutions0.9%
- Retail18.3%
- Others7.9%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| ICICI Pru Arbitrage Fund | 0.25% | 1.17% | -0.21 pp |
| SBI Arbitrage Fund | 0.23% | 0.78% | +0.00 pp |
| Nippon India Small Cap Fund | 0.22% | 0.42% | +0.42 pp |
| Tata Arbitrage Fund | 0.21% | 1.35% | +0.03 pp |
| Aditya Birla SL Arbitrage Fund | 0.15% | 0.89% | -0.04 pp |
Scorecard
- Performance
- Low
- Valuation
- High
- Growth
- Avg
- Profitability
- Avg
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 248 daily sessions to 11 Sept 2026.
Risk
- Volatility (1Y)
- 27.9%
- Downside volatility
- 28.2%
- Worst 5% of days
- 3.3%
- Average of that tail
- 4.0%
- Max drawdown (1Y)
- 29.4%
- Below its peak
- 27.6%
Against the market
- Beta vs Nifty 50
- 1.58
- Correlation
- 0.75
- Relative strength (3M)
- -2.1%
- ATR (14)
- 1.9%
Return
- Return 1M
- -10.1%
- Return 3M
- -4.0%
- Return 6M
- -2.6%
- Return 1Y
- —
- vs 200-day average
- -9.7%
Momentum
- RSI (14)
- 33.7
- MACD histogram
- -1.13
- Stochastic %K
- 18.6
- ADX (14)
- 19.3
- +DI / −DI
- 15.9 / 35.6
- Money flow index
- 31.3
Participation
- Delivery (20d avg)
- 50.8%
- vs its 60-day baseline
- +4.2 pts
- Volume vs 20-day
- +3.0σ
- Close vs day's VWAP
- +0.8%
- 52-week position
- 6 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Financial quality
From consolidated statements to 30 Jun 2026.
Computed from filed statements, not filed themselves. A dash means an input was absent, and the score counts only the criteria that could actually be tested.
Corporate actions
- dividend₹0.60
Dividend - Rs 0.60 Per Share
10 Aug 2026ex-date - dividendNot available — not reported in this filing
Dividend - Re 0.50 Per Share
11 Aug 2025ex-date
Company announcements
This is further to the disclosure dated August 26, 2026 made by the Company. We wish to inform that the Company executives participated in the Institutional Investors' Meeting - Ashwamedh ....
The voting results along with the consolidated Scrutinizer's Report in respect of Third Annual General Meeting (Post Listing) of the Company held on Wednesday, August 26, 2026, are attached
Re-appointment of Shri Hitesh Kumar Sethia as Managing Director and Chief Executive Officer of the Company for a period of 5 (five) years from the expiry of his present term of office i.e. ....
Change in Auditors of the Company
Gist of the proceedings of the Third Annual General Meeting (Post-Listing) of the Company held today, i.e. Wednesday, August 26, 2026, is attached
Presentation made to the members during the Third Annual General Meeting (Post Listing) of the Company
Please note that the Company executives will be participating in the Institutional Investors Meeting organised by a third party - Ashwamedh - Elara India Dialogue 2026 on September 1, 2026 at Mumbai
This is further to the disclosure dated August 12, 2026 made by the Company. We wish to inform that the Company executives participated in the Institutional Investors' Meeting
Presentation on Item Nos. 6 and 7 of the notice of 3rd Annual General Meeting (Post Listing) of the Company
Investment of up to Rs. 18,268.22 crore by NB Holdings Corporation, wholly owned subsidiary of Bank of America Corporation in Jio Credit Limited, wholly owned subsidiary of the Company
Investment of up to Rs. 18,268.22 crore by NB Holdings Corporation, wholly owned subsidiary of Bank of America Corporation in Jio Credit Limited, wholly owned subsidiary of the Company
Please note that the Company executives will be participating in the Institutional Investors Meeting organised by a third party - Motilal Oswal's 22nd Annual Global Investor Conference, ....
The Newspaper clippings - "Third Annual General Meeting (Post Listing) and Information on E-voting" and other related information, are attached
The Business Responsibility and Sustainability Report of the Company for the financial year 2025-26, is attached
Notice of the Third Annual General Meeting (Post Listing) and the Annual Report for the financial year 2025-26, are attached
Filed with BSE (scrip 543940); the last 45 days. Documents open at bseindia.com.
Documents
Annual reports
Earnings calls
- Jul 2026TranscriptSlidesRecording
- Apr 2026TranscriptSlidesRecording
- Jan 2026TranscriptSlidesRecording
- Nov 2025TranscriptRecording
- Oct 2025Slides
- Jul 2025TranscriptSlidesRecording
Documents open at BSE or the rating agency that issued them.
Sourced from the company's NSE XBRL filing dated 18 Jan 2025 (unaudited). View the source filing. Figures are as filed and are not investment advice.
