SBI Life Insurance
Market cap ₹1.66 L Cr
- P/E
- 63.77
- Day range
- ₹1,652.90 – ₹1,683.10
- 52-week range
- ₹1,652.90 – ₹2,132.00
- Volume
- 11.39 L
- Open
- ₹1,672.10
- Prev close
- ₹1,684.70
Key metrics
- P/E (TTM)
- 65.2
- EPS (TTM)
- ₹25.93
- ROE (FY26)
- 13.7%
- ROCE (latest year)
- 15%
- Dividend yield
- 0.16%
Charts & trends
From company filings. Amounts in ₹ crore.
Revenue, profit & margin - quarterly
Bars in ₹ crore (a loss shows red); line is operating margin
- Revenue
- Net profit
- Operating margin
Who owns the company
Shareholding as of Jun 2026
- Promoter
- FII
- DII
- Public
Cash flows
Where cash came from and went, by fiscal year (₹ crore)
- Operating
- Investing
- Financing
- Free cash flow
Return on equity
Net profit over shareholders' equity, by fiscal year
Equity vs debt
Shareholders' equity against borrowings (₹ crore); line is debt-to-equity
- Equity
- Debt
- Debt / equity
Financial statements
| Line item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 28,805 | 39,033 | 36,255 | 34,654 | 40,302 | 18,862 | 23,071 | 38,996 | 23,115 | 46,133 | 4,071 | 46,337 |
| Expenses | 28,392 | 38,681 | 37,043 | 34,060 | 39,696 | 18,266 | 23,520 | 38,333 | 22,600 | 45,517 | 5,117 | 45,579 |
| Operating Profit | 413 | 352 | -788 | 594 | 606 | 596 | -449 | 664 | 516 | 615 | -1,046 | 757 |
| OPM % | 1.4% | 0.9% | -2.2% | 1.7% | 1.5% | 3.2% | -1.9% | 1.7% | 2.2% | 1.3% | -26% | 1.6% |
| Other Income | 12 | 18 | 1,639 | 3 | -4 | -3 | 1,350 | -8 | 16 | 27 | 1,913 | 36 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 424 | 370 | 851 | 597 | 601 | 594 | 901 | 656 | 532 | 642 | 867 | 793 |
| Tax % | 10% | 13% | 5% | 13% | 12% | 7% | 10% | 9% | 7% | 10% | 7% | 9% |
| Net Profit | 380 | 322 | 811 | 520 | 529 | 551 | 814 | 594 | 495 | 577 | 805 | 725 |
| EPS in Rs | ₹3.80 | ₹3.21 | ₹8.10 | ₹5.19 | ₹5.28 | ₹5.50 | ₹8.12 | ₹5.93 | ₹4.93 | ₹5.75 | ₹8.02 | ₹7.23 |
From company filings, updated 15 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.
Working-capital cycle
0 days since Mar 2021
0 days since Mar 2021
+3 days since Mar 2021
Strengths, risks & growth
SBI Life Insurance Company Ltd is engaged in the business of life insurance and annuity. It was started as a Joint-venture between State Bank of India and BNP Paribas Cardif S.A. [1]
Strengths
- Company is almost debt free.
- Company is expected to give good quarter
Risks
- Stock is trading at 8.40 times its book value
- The company has delivered a poor sales growth of 6.52% over past five years.
- Tax rate seems low
- Earnings include an other income of Rs.1,991 Cr.
- Dividend payout has been low at 12.2% of profits over last 3 years
Compounded Sales Growth
- 10 Years
- +19%
- 5 Years
- +7%
- 3 Years
- +12%
- TTM
- -1%
Compounded Profit Growth
- 10 Years
- +11%
- 5 Years
- +11%
- 3 Years
- +13%
- TTM
- +5%
Stock Price CAGR
- 10 Years
- —
- 5 Years
- +7%
- 3 Years
- +7%
- 1 Year
- -8%
Return on Equity
- 10 Years
- +15%
- 5 Years
- +14%
- 3 Years
- +14%
- Last Year
- +14%
Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.
Shareholding pattern
| Holder | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Change |
|---|---|---|---|---|---|
| Promoter | 55.36% | 55.34% | 55.33% | 55.32% | -0.01 pp |
| FII | 21.85% | 21.88% | 21.51% | 20.95% | -0.56 pp |
| DII | 18.70% | 18.72% | 19.13% | 19.67% | +0.54 pp |
| Public | 4.09% | 4.05% | 4.02% | 4.06% | +0.04 pp |
Filed with NSE for Jun 2026: promoters 55.32%, public 44.68% · XBRL filing
Analysts & fund holdings
Who holds the shares, quarter by quarter
Mutual funds 15.87% (+0.60 pp)- Promoters55.3%
- Foreign institutions20.9%
- Mutual funds15.9%
- Insurance1.1%
- Other domestic institutions2.7%
- Retail1.8%
- Others2.3%
| Fund | % of company | % of fund | 3-month change |
|---|---|---|---|
| HDFC Flexi Cap Fund | 2.01% | 3.19% | -0.28 pp |
| ICICI Pru Value Fund | 0.75% | 2.26% | -0.03 pp |
| ICICI Pru India Opp Fund | 0.59% | 2.79% | -0.12 pp |
| HDFC Balanced Advantage Fund | 0.52% | 0.87% | -0.02 pp |
| HDFC Focused Fund | 0.50% | 3.18% | -0.15 pp |
Scorecard
- Performance
- Avg
- Valuation
- High
- Growth
- Low
- Profitability
- High
- Entry point
- Good
- Red flags
- Low
Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.
Risk & trend
From 248 daily sessions to 11 Sept 2026.
Risk
- Volatility (1Y)
- 20.4%
- Downside volatility
- 20.9%
- Worst 5% of days
- 2.4%
- Average of that tail
- 3.1%
- Max drawdown (1Y)
- 20.2%
- Below its peak
- 20.1%
Against the market
- Beta vs Nifty 50
- 0.85
- Correlation
- 0.55
- Relative strength (3M)
- -2.3%
- ATR (14)
- 2.0%
Return
- Return 1M
- -7.0%
- Return 3M
- -4.3%
- Return 6M
- -14.2%
- Return 1Y
- —
- vs 200-day average
- -11.4%
Momentum
- RSI (14)
- 34.5
- MACD histogram
- -4.99
- Stochastic %K
- 10.7
- ADX (14)
- 33.3
- +DI / −DI
- 10.8 / 25.5
- Money flow index
- 35.3
Participation
- Delivery (20d avg)
- 61.2%
- vs its 60-day baseline
- +0.8 pts
- Volume vs 20-day
- -1.5σ
- Close vs day's VWAP
- -0.2%
- 52-week position
- 0 / 100
These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.
Corporate actions
- dividend₹2.70
Interim Dividend - Rs 2.70 Per Share
6 Mar 2026ex-date - dividend₹2.70
Interim Dividend - Rs 2.70 Per Share
7 Mar 2025ex-date - dividend₹2.70
Interim Dividend - Rs 2.70 Per Share
15 Mar 2024ex-date - dividend₹2.50
Interim Dividend - Rs 2.50 Per Share
16 Mar 2023ex-date - dividend₹2.00
Interim Dividend - Rs 2 Per Share
29 Mar 2022ex-date - dividend₹2.50
Interim Dividend - Rs 2.5 Per Share
5 Apr 2021ex-date - dividend₹2.00
Interim Dividend - Rs 2 Per Share
3 Apr 2019ex-date - dividend₹2.00
Interim Dividend - Rs 2 Per Share (Purpose Revised)
3 Apr 2018ex-date
Company announcements
Please find Intimation for appointment of Joint Statutory Auditors of the Company for FY 2026-27, as per regulation 30 of the SEBI (LODR) Regulations, 2015.
Please find attached Intimation under Regulation 30 of SEBI (LODR) Regulations, 2015.
Please find attached Intimation under Regulation 30 of SEBI (LODR) Regulations, 2015.
Please find attached Intimation under Regulation 30 of SEBI (LODR) Regulations, 2015.
Pursuant to regulation 30 of SEBI (LODR) Regulations 2015, we wish to inform you that Mr. Narayan K Seshadri (DIN: 00053563) ceases to be an Independent Director of the Company upon completion ....
The Board Stakeholders' Relationship and Sustainability Committee vide its circular resolution dated August 18, 2026 has allotted equity shares towards exercise of vested options. This ....
Please find attached voting result and scrutinizer's report of 26th AGM held on August 14, 2026.
Please find attached proceedings of 26th AGM held on August 14, 2026.
Please find attached Intimation under Regulation 30 of SEBI (LODR) Regulations, 2015.
Please find attached transcript of the earnings call held on July 24, 2026
Filed with BSE (scrip 540719); the last 45 days. Documents open at bseindia.com.
Documents
Annual reports
Earnings calls
- Jul 2026TranscriptSlidesRecording
- Apr 2026TranscriptSlidesRecording
- Apr 2026Slides
- Feb 2026TranscriptSlides
- Oct 2025TranscriptSlidesRecording
- Jul 2025TranscriptSlides
Credit ratings
- Rating update · 4 May from crisil
- Rating update · 9 May 2025 from crisil
- Rating update · 10 May 2024 from crisil
- Rating update · 12 May 2023 from crisil
- Rating update · 12 Dec 2022 from crisil
- Rating update · 25 May 2022 from crisil
Documents open at BSE or the rating agency that issued them.
