Shriram Finance

    SHRIRAMFIN
    NBFC
    ₹979.80
    price as of 15/9/2026, 6:27:51 pm

    Market cap ₹2.31 L Cr

    P/E
    17.29
    Day range
    ₹979.80 – ₹1,044.90
    52-week range
    ₹603.15 – ₹1,153.70
    Volume
    59.25 L
    Open
    ₹1,044.90
    Prev close
    ₹1,028.60

    Key metrics

    P/E (TTM)
    18.3
    EPS (TTM)
    ₹56.61
    ROE (FY26)
    16.4%
    Dividend yield
    1.05%

    Charts & trends

    From company filings. Amounts in ₹ crore.

    Revenue 3Y CAGR
    +16.4%
    Profit 3Y CAGR
    +18.5%
    Revenue YoY (Jun 2026)
    +16.2%
    Profit YoY (Jun 2026)
    +59.9%
    Net margin
    25.8%

    Revenue, profit & margin - quarterly

    Bars in ₹ crore (a loss shows red); line is operating margin

    Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Jun 20260 Cr3.5K Cr7.0K Cr10.5K Cr14.0K Cr
    • Revenue
    • Net profit
    • Operating margin

    Who owns the company

    Shareholding as of Jun 2026

    • FII
    • Promoter
    • DII
    • Public

    Cash flows

    Where cash came from and went, by fiscal year (₹ crore)

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026-50.0KCr-25.0KCr0 Cr25.0K Cr50.0K Cr
    • Operating
    • Investing
    • Financing
    • Free cash flow

    Return on equity

    Net profit over shareholders' equity, by fiscal year

    FY17FY18FY19FY20FY21FY22FY23FY24FY25FY260%6%12%18%24%15%

    Equity vs debt

    Shareholders' equity against borrowings (₹ crore); line is debt-to-equity

    Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 20260 Cr65.0K Cr1.3L Cr1.9L Cr2.6L Cr0.0x2.0x4.0x6.0x8.0x
    • Equity
    • Debt
    • Debt / equity

    Financial statements

    ₹ Crore
    Quarterly results, oldest period first, figures in rupees crore
    Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
    Revenue8,5558,9229,4849,60510,09010,69811,45411,53611,91212,17112,51313,400
    Interest3,6223,7073,9884,1294,3504,7515,2245,4015,5255,2595,3365,204
    Expenses2,4542,6342,7122,6612,8363,0333,2933,0623,1093,3973,1043,406
    Financing Profit2,4802,5812,7832,8152,9032,9142,9373,0733,2793,5144,0734,790
    Financing Margin %29%29%29%29%29%27%26%27%28%29%33%36%
    Other Income47598754861,574669261818
    Depreciation137147153153159162171173174177175183
    Profit before tax2,3912,4942,7172,7152,8304,3262,7722,9063,1133,3633,9174,626
    Tax %25%25%26%25%24%25%23%26%26%25%23%25%
    Net Profit1,7921,8742,0212,0312,1533,2492,1442,1592,3142,5303,0213,453
    EPS in Rs₹9.52₹9.94₹10.69₹10.76₹11.39₹17.27₹11.40₹11.48₹12.30₹13.45₹16.06₹14.67

    From company filings, updated 15 Sept 2026. Consolidated figures where the company reports them.Information only, not investment advice.

    Strengths, risks & growth

    Business Overview Shriram Transport Finance Company Ltd is a part of the SHRIRAM Group conglomerate which has a significant presence in the financing business. STFC is engaged in the business of commercial vehicle financing mainly focusing on trucks from preowned to new ones. It's a Deposit-taking NBFC comprising 1,758 branches, 831 rural centers, and partnerships with ~500 private financiers. [1]

    Strengths

    • Company has delivered good profit growth of 32.0% CAGR over last 5 years
    • Company has been maintaining a healthy dividend payout of 20.9%

    Risks

    • Stock is trading at 2.94 times its book value
    • Company has low interest coverage ratio.
    • Promoter holding has decreased over last quarter: -5.08%

    Compounded Sales Growth

    10 Years
    +17%
    5 Years
    +23%
    3 Years
    +16%
    TTM
    +14%

    Compounded Profit Growth

    10 Years
    +24%
    5 Years
    +32%
    3 Years
    +19%
    TTM
    +33%

    Stock Price CAGR

    10 Years
    +17%
    5 Years
    +30%
    3 Years
    +39%
    1 Year
    +65%

    Return on Equity

    10 Years
    +16%
    5 Years
    +16%
    3 Years
    +16%
    Last Year
    +16%

    Strengths and risks are a machine-generated checklist, not advice; growth is compounded annually over each period.

    Shareholding pattern

    Percentage of shares held by each category at each quarter end
    HolderSept 2025Dec 2025Mar 2026Jun 2026Change
    Promoter25.39%25.38%25.38%20.30%-5.08 pp
    FII49.61%47.21%45.15%54.75%+9.60 pp
    DII18.65%21.29%23.29%19.90%-3.39 pp
    Public6.34%6.11%6.18%5.03%-1.15 pp

    Filed with NSE for Jun 2026: promoters 20.30%, public 79.70% · XBRL filing

    Analysts & fund holdings

    88%
    88% recommend buy
    32 analysts cover the stock
    Valuation vs Consumer Finance
    P/E17.3 vs 16.6
    Sector P/B2.14
    Beta1.10

    Who holds the shares, quarter by quarter

    Mutual funds 13.81% (+0.74 pp)
    Jun 25
    Sept 25
    Dec 25
    Mar 26
    Apr 26
    Jun 26
    • Promoters20.3%
    • Foreign institutions54.8%
    • Mutual funds13.8%
    • Insurance3.2%
    • Other domestic institutions2.9%
    • Retail3.7%
    • Others1.4%
    Mutual funds holding the most
    Fund% of company% of fund3-month change
    Motilal Oswal Midcap Fund0.59%3.66%-0.12 pp
    Motilal Oswal Large & Midcap Fund0.36%4.81%+0.35 pp
    Mirae Asset Large Cap Fund0.29%1.97%+0.03 pp
    Axis Large Cap Fund0.25%2.13%+0.48 pp
    Kotak Flexi Cap Fund0.25%1.18%+0.06 pp

    Scorecard

    Performance
    Avg
    Valuation
    High
    Growth
    Low
    Profitability
    High
    Entry point
    Good
    Red flags
    Low

    Analyst coverage, holdings and scorecard from market data; not a recommendation by Parasram India.

    Risk & trend

    From 248 daily sessions to 11 Sept 2026.

    Computed

    Risk

    Volatility (1Y)
    35.3%
    Downside volatility
    33.7%
    Worst 5% of days
    3.3%
    Average of that tail
    4.8%
    Max drawdown (1Y)
    21.0%
    Below its peak
    9.9%

    Against the market

    Beta vs Nifty 50
    1.96
    Correlation
    0.73
    Relative strength (3M)
    +4.7%
    ATR (14)
    2.6%

    Return

    Return 1M
    -9.2%
    Return 3M
    +2.8%
    Return 6M
    -3.2%
    Return 1Y
    —
    vs 200-day average
    +3.3%

    Momentum

    RSI (14)
    37.9
    MACD histogram
    -8.92
    Stochastic %K
    12.1
    ADX (14)
    22.0
    +DI / −DI
    13.4 / 25.7
    Money flow index
    31.6

    Participation

    Delivery (20d avg)
    58.8%
    vs its 60-day baseline
    +0.4 pts
    Volume vs 20-day
    -0.2σ
    Close vs day's VWAP
    +0.3%
    52-week position
    79 / 100

    These describe what this stock's price has already done. They are not forecasts, signals or recommendations, and a dash means the figure was withheld for want of enough history rather than being zero.

    Corporate actions

    • dividend
      ₹6.00

      Dividend - Rs 6 Per Share

      3 Jul 2026
      ex-date
    • dividend
      ₹4.80

      Interim Dividend - Rs 4.80 Per Share

      7 Nov 2025
      ex-date
    • dividend
      ₹3.00

      Dividend - Rs 3 Per Share

      11 Jul 2025
      ex-date
    • dividend
      ₹2.50

      Interim Dividend - Rs 2.50 Per Share

      31 Jan 2025
      ex-date
    • split
      Not available — not reported in this filing

      Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share

      10 Jan 2025
      ex-date
    • dividend
      ₹22.00

      Interim Dividend - Rs 22 Per Share

      7 Nov 2024
      ex-date
    • dividend
      ₹15.00

      Annual General Meeting/Dividend - Rs 15 Per Share

      23 Jul 2024
      ex-date
    • dividend
      ₹10.00

      Interim Dividend - Rs 10 Per Share

      6 Feb 2024
      ex-date
    • dividend
      ₹20.00

      Interim Dividend - Rs 20 Per Share

      6 Nov 2023
      ex-date
    • dividend
      ₹20.00

      Annual General Meeting/Dividend - Rs 20 Per Share

      16 Jun 2023
      ex-date
    • dividend
      ₹15.00

      Interim Dividend - Rs 15 Per Share

      3 Jan 2023
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      15 Jun 2022
      ex-date
    • dividend
      ₹12.00

      Interim Dividend - Rs 12 Per Share

      11 Mar 2022
      ex-date
    • dividend
      ₹8.00

      Interim Dividend - Rs 8 Per Share

      9 Nov 2021
      ex-date
    • dividend
      ₹6.00

      Annual General Meeting/Dividend - Rs 6 Per Share

      16 Jun 2021
      ex-date
    • dividend
      ₹6.00

      Interim Dividend - Rs 6 Per Share

      5 Apr 2021
      ex-date
    • dividend
      ₹6.00

      Interim Dividend - Rs 6 Per Share

      9 Nov 2020
      ex-date
    • other
      Not available — not reported in this filing

      Annual General Meeting

      11 Aug 2020
      ex-date
    • rights
      Not available — not reported in this filing

      Rights 3:26 @ Premium Rs 560/-

      9 Jul 2020
      ex-date
    • dividend
      ₹5.00

      Interim Dividend-Rs 5 Per Sh

      7 Nov 2019
      ex-date

    Company announcements

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Pursuant to Regulation 30 of the SEBI Listing Regulations, 2015, read with Schedule III thereto, this is informing that Fund/ Analysts/ Institutional Investor/ Broker/Broker Conference ....

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    Allotment of 61,491 Equity Shares on exercise of Fresh Stock Option under SFL ESOS 2023 (No.1)

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Pursuant to Regulation 30 of the SEBI Listing Regulations, 2015, read with Schedule III thereto, this is informing that Fund/ Analysts/ Institutional Investor/ Broker/Broker Conference ....

    Company Update
    Announcement under Regulation 30 (LODR)-Allotment

    The Allotment Committee - NCDs of the Company, in its meeting held today i.e. September 09, 2026, had allotted Non-Convertible Debentures on Private Placement basis as per the details given ....

    Company Update
    Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

    Company has received the certificate Pursuant to Regulation 74(5) of SEBI ( Depositories and Participants) Regulations 2018, from our Registrar to an Issue and Share Transfer Agent M/s. ....

    Company UpdatePrice-sensitive
    Announcement under Regulation 30 (LODR)-Credit Rating

    Credit Rating by ICRA Limited

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Pursuant to Regulation 30 of the SEBI Listing Regulations, 2015, read with Schedule III thereto, this is informing that Fund/ Analysts/ Institutional Investor/ Broker/Broker Conference ....

    Company Update
    Announcement under Regulation 30 (LODR)-Newspaper Publication

    Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosers Requirements ) Regulations, 2015 - We are attaching the copy of advertisements published in the newspapers ....

    Company Update
    Announcement under Regulation 30 (LODR)-Newspaper Publication

    Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosers Requirements ) Regulations, 2015 - We are attaching the copy of advertisements published in the newspapers ....

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Pursuant to Regulation 30 of the SEBI Listing Regulations, 2015, read with Schedule III thereto, this is informing that Fund/ Analysts/ Institutional Investor/ Broker/Broker Conference ....

    Company Update
    Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

    Pursuant to Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, the certificate issued by our Registrar to an Issue and Share Transfer Agent M/s. Integrated Registry ....

    Company Update
    Intimation Of ESG Rating By NSE Sustainability Ratings & Analytics Limited

    Intimation of ESG Rating by NSE Sustainability Ratings & Analytics Limited

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Pursuant to Regulation 30 of the SEBI Listing Regulations, 2015, read with Schedule III thereto, this is informing that Fund/ Analysts/ Institutional Investor/ Broker/Broker Conference ....

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Pursuant to Regulation 30 of the SEBI Listing Regulations, 2015, read with Schedule III thereto, this is informing that Fund/Analysts/Institutional Investor/Broker/Broker Conference/meeting ....

    Company Update
    Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    Pursuant to Regulation 30 of the SEBI Listing Regulations, 2015, read with Schedule III thereto, this is informing that Fund/ Analysts/ Institutional Investor/ Broker/Broker Conference ....

    Filed with BSE (scrip 511218); the last 45 days. Documents open at bseindia.com.

    Documents

    Annual reports

    Earnings calls

    Credit ratings

    Documents open at BSE or the rating agency that issued them.

    Sourced from the company's NSE XBRL filing dated 25 Jan 2025 (unaudited). View the source filing. Figures are as filed and are not investment advice.